Category Archives: Insurance

Is Life Insurance For Elderly People Necessary?

Life insurance for elderly people is probably a different experience and for different reasons than for someone younger. Necessities may be different. However, the end result is the same. A tax-free death benefit will be paid to a beneficiary upon … Continue reading Continue reading

Posted in Insurance | Comments Off on Is Life Insurance For Elderly People Necessary?

What We Do (and Don't) Know About Health Insurance Exchanges

The rules around health insurance exchanges are dynamic and evolving all the time. Some agents fear these exchanges could displace us-in the way Travelocity displaced many travel agents. Others argue that because health insurance is a far more complicated purchase … Continue reading

Posted in Insurance | Comments Off on What We Do (and Don't) Know About Health Insurance Exchanges

Insurance – Natural Peril Exclusions – Flood

Flood is commonly covered by ARPI policies but, on occasions, some policies exclude it or, alternatively, provide the client with the option of extending the policy to cover it as an additional peril. The meaning of flood has been considered … Continue reading

Posted in Insurance | Comments Off on Insurance – Natural Peril Exclusions – Flood

Purchasing Disability Insurance for Anesthesiologists

Anesthesiologists are among the most difficult medical specialties when it comes to purchasing disability insurance due to the inherent risks of their occupation. Although there are many insurance providers today offering high quality coverage, Anesthesiologists are faced with a unique … Continue reading

Posted in Insurance | Comments Off on Purchasing Disability Insurance for Anesthesiologists

Life Insurance Fraud

Life insurance fraud is a black eye on both life insurance companies and life insurance customers. Both parties have been guilty of life insurance fraud and will be again–especially since, sadly, fraud seems to be on the rise according to … Continue reading

Posted in Insurance | Comments Off on Life Insurance Fraud

Insurance Definitions – Insect And Vermin Damage & Other Processes

Insect and vermin damage It is fairly easy to define insect damage in that it is damage caused by any small air breathing anthropod of the class insecta. It is less easy to distinguish damage caused by vermin in that … Continue reading

Posted in Insurance | Comments Off on Insurance Definitions – Insect And Vermin Damage & Other Processes

The Meaning of Deductible in Insurance

What does deductible mean in an insurance policy? It's the amount of a claim you are responsible for, before the insurance company will start paying it's share of costs. In automobile insurance coverage, you may select a plan with a … Continue reading

Posted in Insurance | Comments Off on The Meaning of Deductible in Insurance

Latent Defect Insurance: A Definition

Insurance brokerage remains a mystifying field for the average layman or woman. Much like other branches of the insurance tree, the many complexities of this process tend to evade all but those with some training on the field, and the … Continue reading

Posted in Insurance | Comments Off on Latent Defect Insurance: A Definition

Insurance Definitions

Every insurance policy that you purchased within United States will have within the insurance contract a section entitled definitions. Sometimes there will be specific definitions throughout the contract to make the coverages that weren't clear in each particular section of … Continue reading

Posted in Insurance | Comments Off on Insurance Definitions